Payment Facility
The UPI/Wallet/Card/Net-Banking payment option on this website is provided solely as a facilitator to process transactions. All purchases, services, and related liabilities are managed directly by Digi Scholar India.
Third-party Secure Processing
All payment data is processed through a secure, PCI-DSS compliant third-party gateway, and no UPI PINs, card details, or sensitive financial data are ever stored on our servers, in strict compliance with RBI/NPCI regulations (NPCI, Webkul Software).
User Authentication & Responsibility
During payment, users are required to authenticate with their UPI PIN or OTP. Do not share your authentication credentials with anyone; Digi Scholar India is not liable for losses arising from credential misuse (NPCI).
Transaction Limits
UPI payments are subject to NPCI-defined daily limits (typically up to ₹1 lakh per day and ~20 transactions) (NPCI, NPCI). Transactions exceeding these may face delays or be declined.
Escrow Settlement & Refunds
Each transaction is processed via an escrow account in compliance with RBI directives. Refunds, where applicable, will be processed through the same payment method used and as per the timelines outlined in our Refund Policy (Mediaofficers, NPCI).
Liability & Disputes
We (Digi Scholar India) and the payment gateway provider are not responsible for indirect or consequential losses due to payment failures, disruptions, or delays caused by technical issues, network problems, or regulatory constraints. Any dispute concerning refunds, services, or goods won must be resolved through our support channels—payment gateways are not liable.
Important Highlights
Security: No sensitive data is stored with us; payments are handled securely.
Limits: Daily UPI/transaction caps apply.
Refunds: Processed via original mode.
User duty: Keep your authentication details confidential.
Liability: Restricted to direct, verifiable payment errors only.
